Free Merchant Account
One of the best finds I've come across while trying to set up my e-commerce business was a FREE Merchant Account. I've been with this company for several years and have never had any problems using them. There is a fee for receiving money if you decide to create a business account but it is minimal considering how much it would cost you to just to apply for a merchant account elsewhere.
Pay Pal is widely used by e-merchants in the United States as well as many International companies. It is the main payment processor for Ebay Auctioneers. It can process major credit cards as well as e-checks processed through your customers Pay Pal account.
If you need a free and easy to use Merchant Account then check out Pay Pal's safe, encrypted and secured payment system. The best part about this system is that sign up is completely free. As a business account you can even receive an ATM Debit/Credit card to gain access to your funds at anytime using the thousands of ATM machines located all over the world.
Their customer support is fast and efficient. Once they actually froze my account because there was a mysterious transaction that was out of the norm.
They sent me a message and I gave them a call. They were right! My account information was somehow gotten and someone was charging me for a service I didn't buy. Pay Pal customer service gave me the options I needed to take care of the matter and my account was safe again.
I was very impressed with the way they handled this situation. I didn't expect them to actually sit there and peruse through my transactions to see if there is anything out of the ordinary. I can't say that everyone feels the same way about Pay Pal but my experience with them has been smooth sailing without any hitches.
So, if you're just starting out and need a venue to process your on-line payments or is using a Merchant Account that is draining your profits, I suggest you give Pay Pal a try. The sign up is free for a personal or business account and you can cancel at anytime.
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